Union Capital helps you develop your activities in project finance, private placement and public private partnership world. We also seek opportunities for our clients and investors and also provide technical and managerial support to SMEs.
Union Capital provides assistance in the management of board representation, buy in and buy out and also assist you in the sharing of acquisition in SMEs.
Focus Areas
Healthcare Services
ICT & Media
Hospitality
Waste Management
Agriculture
The Union Advantage
Harnessing innovation, creativity and carefully selected partnerships.
Return
We use our expertise to advise you on investors, investment, strategy and getting you ready to exit from an investment.
Value Creation
Union Capital provides market intelligence based on industry, company, country and global insight.
Security
Union PE and VC is prepared to invest in companies that will shape the future.
Social Impact
Our PE assists you to increase significantly the value of you portfolio companies.
Our Investment Approach
Investee Company Characteristics
Our PE/VC target companies are relatively small but SMEs with potential for growth. Typically, target clients have one or more of the following characteristics:
- SMEs that require medium term (4-7 years) finance of between GHS 50,000 to GHS 2,000,000
- Employee strength of less than 150.
- An annual turnover not exceeding GHS 50,000,000.
- Gross assets not exceeding GHS 10,000,000 excluding land and buildings.
- Local businesses that are owned and managed by entrepreneurs in Ghana with a track record and industry experience.
- Entrepreneurs who are committed to professionalize the business and put in place management systems and good corporate governance.
- Businesses that have market leadership potential or can become a first quartile player within the investment period.
- Businesses that can achieve sustainable cash flow within two years of our investment.
- It takes more than a good idea to build a thriving business. Capital is combined with value-added business services for the core challenges SMEs face. The support is designed to enhance the success of investee companies while helping them implement the agreed business plan. This may include management and board representation.
Application Process
1. Apply
We will review your initial application and business needs against KBL ’s investment criteria and a decision will be made as to whether we are able to proceed further with your application or not.
2. Support
If our initial review is positive, we will provide expert pre-finance business support to help finalise your application and business plan.
3. Finance
Should the outcome of our business analysis of your application be positive, your application will be presented tour Investment Committee for Approval.
The Investment Committee provides final approval of applications including the structuring of finance provided and any terms and conditions thereon. This information will be detailed in our ‘offer’ letter to you.
Once you have formally accepted and met all conditions and requirements of our offer letter, including payment of any applicable fees, implementation can proceed
4. Grow
We will provide you with continuous value adding business support for the duration of the finance period focusing on your business’s needs. Our support is designed to enhance the success of your business while helping you implement your business plan.
5. Exit
On payment of your final instalment according to an agreed financial plan or other agreed settlement, our formal involvement with your business ends. While additional funding and on-going support can be discussed with us at any point, final settlement is a good time to review your business plans and discuss any finance and support needed.
